Empowering Women Through Microcredit: A Socio-Economic Analysis in Belgaum District, Karnataka

Mubeen R. Pathan; Bharathari Yadav

Autori

Mubeen R. Pathan Research Scholar, Department of Commerce, Radha Govind University, Ramgarh, Jharkhand, India
Bharathari Yadav Research Guide, Department of Commerce, Radha Govind University, Ramgarh, Jharkhand, India

Cuvinte cheie:

Microcredit, Women's Empowerment, Economic Development, Social Empowerment, Rural Bangladesh, Poverty Alleviation, Gender Equality, Microfinance, Financial Inclusion, Sustainable Development

Rezumat

Microcredit has been recognized as a tool for fostering economic and social empowerment among women, particularly in developing regions. This study explores the impact of microcredit on women's empowerment in Belgaum district, Karnataka, focusing on economic independence, decision-making power, and overall well-being. Using a mixed-methods approach, data were collected through structured surveys and in-depth interviews. Quantitative findings were analyzed using statistical tools, while qualitative data provided insights into personal experiences. The results indicate that while microcredit has positively influenced economic independence, its social impact varies based on program design, cultural factors, and financial literacy. The study highlights the need for holistic approaches that integrate financial support with training and social interventions to enhance long-term empowerment.

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Referințe

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